:root{--blue:#005bf7;--purple:#6262f7;--ink:#101426;--muted:#596174;--line:#dce4f2;--soft:#f5f8ff;--white:#fff;--grad:linear-gradient(135deg,#005bf7,#6262f7)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font:16px/1.65 Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;background:#fff}a{color:var(--blue)}img{max-width:100%;height:auto}.wrap{width:min(1120px,calc(100% - 40px));margin:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:16px;z-index:99;background:#fff;padding:10px 14px}.site-head{border-bottom:1px solid var(--line);background:rgba(255,255,255,.97);position:sticky;top:0;z-index:20}.head-inner{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand img{width:190px;display:block}.nav{display:flex;gap:20px;align-items:center}.nav a{color:var(--ink);font-weight:700;text-decoration:none}.nav .call{background:var(--grad);color:#fff;padding:11px 17px;border-radius:999px}.hero{padding:82px 0 70px;background:radial-gradient(circle at 85% 15%,rgba(98,98,247,.18),transparent 32%),linear-gradient(180deg,#f8fbff,#fff)}.eyebrow{color:var(--purple);font-weight:800;letter-spacing:.09em;text-transform:uppercase;font-size:.82rem}.hero h1{max-width:900px;font-size:clamp(2.35rem,6vw,4.5rem);line-height:1.04;letter-spacing:-.045em;margin:.25em 0}.lede{max-width:780px;font-size:clamp(1.05rem,2.2vw,1.28rem);color:var(--muted)}.actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:30px}.btn{display:inline-flex;justify-content:center;align-items:center;padding:14px 21px;border-radius:10px;font-weight:800;text-decoration:none;border:2px solid var(--blue)}.btn-primary{background:var(--grad);border-color:transparent;color:#fff}.btn-secondary{color:var(--blue);background:#fff}.trust-row{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:42px}.trust-row div{padding:18px;border:1px solid var(--line);border-radius:14px;background:#fff;box-shadow:0 10px 35px rgba(21,46,94,.06)}.section{padding:74px 0}.section.soft{background:var(--soft)}.section h2{font-size:clamp(1.8rem,4vw,3rem);line-height:1.12;letter-spacing:-.03em;margin:0 0 16px}.intro{max-width:760px;color:var(--muted);font-size:1.08rem}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:32px}.card{background:#fff;border:1px solid var(--line);border-radius:17px;padding:25px;box-shadow:0 12px 36px rgba(21,46,94,.06)}.card h3{margin:.1em 0 .55em;font-size:1.28rem}.card p{color:var(--muted)}.checklist{padding:0;list-style:none}.checklist li{padding:9px 0 9px 31px;position:relative}.checklist li:before{content:"✓";position:absolute;left:0;color:var(--blue);font-weight:900}.split{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:start}.price{font-size:2.4rem;font-weight:900;letter-spacing:-.04em;margin:.1em 0}.fine{color:var(--muted);font-size:.92rem}.steps{counter-reset:step}.step{counter-increment:step;display:grid;grid-template-columns:48px 1fr;gap:16px;margin:20px 0}.step:before{content:counter(step);display:grid;place-items:center;width:44px;height:44px;border-radius:50%;background:var(--grad);color:#fff;font-weight:900}.step h3{margin:3px 0}.step p{margin:2px 0;color:var(--muted)}.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:14px;margin-top:28px}table{width:100%;border-collapse:collapse;min-width:660px}th,td{text-align:left;padding:15px;border-bottom:1px solid var(--line)}th{background:#edf3ff}tr:last-child td{border-bottom:0}.faq details{border-bottom:1px solid var(--line);padding:18px 0}.faq summary{font-weight:800;cursor:pointer}.faq p{color:var(--muted)}.cta{background:var(--ink);color:#fff;border-radius:24px;padding:44px;margin:20px auto 74px}.cta p{color:#d9e0ef}.site-foot{background:#080b16;color:#dce3f2;padding:40px 0}.foot-grid{display:flex;justify-content:space-between;gap:30px;align-items:flex-start}.site-foot a{color:#fff}.breadcrumbs{font-size:.9rem;margin-bottom:22px}.breadcrumbs a{text-decoration:none}.tag{display:inline-block;border-radius:999px;background:#e9f1ff;color:#1248ad;padding:6px 11px;font-weight:800;font-size:.82rem}.note{border-left:4px solid var(--purple);background:#f1f0ff;padding:16px 18px;border-radius:0 12px 12px 0}.location-list{display:flex;flex-wrap:wrap;gap:8px;padding:0;list-style:none}.location-list li{background:#eef3ff;border-radius:999px;padding:7px 12px}.legal-banner{font-size:.84rem;background:#fff7d6;color:#4b3b00;text-align:center;padding:7px 16px}
@media(max-width:800px){.nav a:not(.call){display:none}.hero{padding:58px 0}.trust-row,.grid,.split{grid-template-columns:1fr}.section{padding:56px 0}.foot-grid{display:block}.cta{border-radius:0;margin-bottom:0}.wrap{width:min(100% - 28px,1120px)}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
.article-shell{display:grid;grid-template-columns:minmax(0,1fr) 290px;gap:48px;align-items:start}.article-body{font-size:1.06rem}.article-body h2{margin-top:2.1em}.article-body h3{margin-top:1.7em}.article-body p,.article-body li{color:#30384a}.article-body blockquote{margin:28px 0;padding:18px 22px;border-left:4px solid var(--purple);background:#f4f3ff}.toc{position:sticky;top:100px}.toc a{display:block;padding:7px 0;text-decoration:none}.byline{color:var(--muted);font-size:.92rem}.resource-link{display:block;color:inherit;text-decoration:none}.resource-link:hover h3,.resource-link:focus-visible h3{color:var(--blue)}.contact-box{font-size:1.12rem}.contact-box a{font-weight:800}.policy-alert{border:2px solid #d99b00;background:#fff8dc;padding:18px;border-radius:12px}.footer-links{display:flex;flex-wrap:wrap;gap:14px;margin-top:10px}
@media(max-width:800px){.article-shell{grid-template-columns:1fr}.toc{position:static;order:-1}}